# Convert Swedish bank statements to Excel

Tallyscope reads Swedish column headers, dates and numbers in your browser and checks every row against the running balance before you export to Excel or CSV.

Canonical page: https://tallyscope.app/bank-statement-to-excel-swedish | Last updated: 2026-11-07

What Tallyscope reads in Swedish (Svenska) statements. The site is in English; no bank names are used or implied.

## Swedish bank statements to Excel

Swedish statements can write dates year-first with hyphens and separate thousands with a space, and the reader accepts both. The file is read in your browser tab and every row is checked against the printed running balance. The Swedish-specific parts follow.

## Swedish column headers the reader recognises

| Column | Swedish words |
| --- | --- |
| Date | Datum |
| Description | Beskrivning, Text |
| Debit (money out) | Uttag |
| Credit (money in) | Insättning |
| Amount | Belopp |
| Balance | Saldo |

The statement-level labels **Ingående saldo** and **Utgående saldo** are recognised as the opening and closing balance. Matching ignores case, accents and punctuation, and the lists hold more words than shown. An unrecognised header can be assigned by hand in the column mapper.

## A Swedish sample, row by row

The figures below are synthetic and use Swedish conventions for headers, dates and numbers. The opening label Ingående saldo is the statement's starting balance. The same table, saved as a CSV, is read by the real parser in our automated tests, so what follows is what the reader actually does with it.

| Datum | Beskrivning | Belopp | Saldo |
| --- | --- | --- | --- |
| Ingående saldo | 1 542,10 |  |  |
| 2026-01-02 | Lön | 2 981,00 | 4 523,10 |
| 2026-01-15 | Hyra | -908,00 | 3 615,10 |
| 2026-01-20 | Livsmedel | -116,87 | 3 498,23 |
| 2026-01-28 | Återbetalning | 25,01 | 3 523,24 |

- 2026-01-02 is read as 2 January 2026. 2 981,00 becomes **+2,981.00**, and the printed balance 4 523,10 is 4,523.10, which equals 1,542.10 plus 2,981.00.
- 2026-01-15 is read as 15 January 2026. 908,00 becomes **-908.00**, and the printed balance 3 615,10 is 3,615.10.
- 2026-01-20 is read as 20 January 2026. 116,87 becomes **-116.87**, and the printed balance 3 498,23 is 3,498.23.
- 2026-01-28 is read as 28 January 2026. 25,01 becomes **+25.01**, and the printed balance 3 523,24 is 3,523.24.

Opening 1,542.10, plus the four movements (net +1,981.14), gives 3,523.24, the last printed balance 3 523,24. Every row agrees with the running balance, so this statement is shown as Verified.

## Money out and money in in Swedish statements

This sample uses one signed amount column, Belopp: a leading minus means money out and no sign means money in. The reader takes the sign as printed and the running balance column confirms it row by row, so a flipped sign shows up as a break in the balance rather than as a silent error.

## Swedish OCR at a glance

| Model code | `swe` |
| --- | --- |
| Writing system | Latin letters |
| Bundled English model | Reads digits and Latin letters; the swe model improves accented or special letters |
| Text PDF, spreadsheet, bank file | No OCR and no model download |

## Dates in Swedish statements

Year-first dates such as 2026-01-15 are read directly, and day-first dates with points are read as well.

Examples that are read correctly: `2026-01-15`, `15.01.2026`.

## Numbers and signs

A space for thousands and a comma for cents (1 234,56) is read as 1,234.56.

Examples that are read correctly: `1 234,56`. The running balance is the final judge of every sign.

## Scanned Swedish statements and the OCR model

The bundled English model reads the digits and Latin letters; the letters å, ä and ö are the ones to watch. With the OCR language set to English only, nothing is downloaded; in automatic mode (the default) a poor read can trigger up to three trial model downloads from the jsDelivr CDN (cdn.jsdelivr.net), plus any language remembered from this session or detected earlier, and no statement content is ever sent. If your browser's language is Swedish, its model (swe) is the first one tried. Choosing Swedish by hand in the OCR language setting turns auto-detect off, and scans are then read with that model.

The file stays in your tab ([every network use is listed here](https://tallyscope.app/convert-bank-statement-without-uploading)).

## What is specific to Swedish

Bokföringsdag is read as the booking date and Valutadag as the value date. Debet and Kredit are read as money out and money in, and Saldo efter as the balance after each row. Transaktionsdag is not classified by itself.

Month names such as mars, maj and augusti are read, and amounts with the currency written as `1 234,56 kr` or `kr 1 234,56` are read as 1,234.56 with the currency taken as SEK.

Uttag is read as money out and Insättning as money in. Belopp is a single signed amount, and Beskrivning the description.

Ingående saldo and Utgående saldo are recognised as the opening and closing balances the arithmetic proof uses.

## Convert a Swedish statement

Add the file to [Tallyscope](https://tallyscope.app/) (10 files at once are free), read each statement's status, fix flagged rows on the Review tab, then export: CSV is free for the first 25 rows; unlimited CSV and Excel, PDF, JSON, OFX, QuickBooks CSV, Xero CSV and a reconciliation report (PDF, plus an Excel sheet) come with the Day pass or Pro ([pricing](https://tallyscope.app/pricing)). Several Swedish and non-Swedish files can be [merged](https://tallyscope.app/merge-bank-statements) into one table.

No accuracy percentage is claimed: layouts vary, and the arithmetic check says whether a given statement reconciled ([how verification works](https://tallyscope.app/how-verification-works)).

## Frequently asked questions

### Does Tallyscope read Swedish bank statements?

It recognises Swedish column headers, balance labels, dates and number formats, and checks the rows against the running balance. The website itself is only in English.

### Do I need to download an OCR model for Swedish?

Not necessarily. The bundled English model reads digits and Latin letters first. If a scan reads poorly, auto-detect (the default) may download a language model such as Swedish (swe) from the jsDelivr CDN (cdn.jsdelivr.net), or you can pick it by hand. Only a model file is requested; no statement content is sent.

### Are my Swedish statements uploaded?

No. Files are read in your browser tab. The only OCR download is a language model file from the jsDelivr CDN, requested only when a scan needs a non-English model; no statement content is sent with it.

## Related guides

- [Bank statement OCR](https://tallyscope.app/bank-statement-ocr): In-browser OCR, repairs only when arithmetic proves them
- [Scanned statement to Excel](https://tallyscope.app/scanned-bank-statement-to-excel): Photos and scanned PDFs read by in-browser OCR
- [Estonian bank statements to Excel](https://tallyscope.app/bank-statement-to-excel-estonian): Estonian headers, dates and numbers
- [German bank statements to Excel](https://tallyscope.app/bank-statement-to-excel-german): German headers, dates and numbers
- [Multi-currency statements](https://tallyscope.app/multi-currency-bank-statements): Many currencies, one reporting currency, live rates